Comprehensive Insurance (courtesy of BPI-MS)

Since I am not yet very good at driving, I decided that I should have a comprehensive insurance for my car. My office mate referred BPI-MS. He said that its a good and reliable insurance.

The staff of BPI-MS Cubao was very accommodating and polite, all of my questions were answered. The insurance cost me around Php 10,000.00 for a year. Lots of riders (even damage from typhoons are covered) =)

I would really recommend this Insurance company. Should you go there just look for Mr. Olan

PS: The bad thing is I already dented and scratched my left rear door and left rear quarter panel before having my car insured, and it really sucks. pffft..

My First PMS at Ford Edsa (Crappy Service)

Then My first Preventive Maintenace Service at Ford Edsa. Since my ODOmeter reading is already at 69T kms, I requested a major maintenance (PMS of 50T kms) which involves changing the following:

- Element Filter
- Fuel Filter
- Spark Plugs
- Engine Oil and Filter
- Coolant
- Power Steering Fluid
- Front Brake Pads

However, I was disappointed because I requested that they change my timing belt for my peace of mind but they did not do it saying that it is not yet due for replacement based on the ODO reading (pfftt.. that's why it's called a request. If that breaks can I hold you liable?). Also, I needed to return for a back job since the front brake pads that they installed produces a loud whistling sound everytime I stepped on the brake. Also, the job list also includes "checking the suspension". To my surprise, when I had my suspension checked today the lower arm bushings were busted. Plus, when I was cleaning my engine bay I found out that the clamp of my filter tube going to the EFI was not tightened. Very very bad service.

Well, I wouldn't consider going back there for another PMS or any other service nor would recommend them to my friends.

Change ownership of my Lynx

First on the list is the Change of Ownership from the previous owner to my name. It wasn't that difficult actually, I did it in 2 half days (because I always start after lunch). What do you need to have the ownership transferred to your name:

a. Notarized Deed of Sale (and secretary's certificate if company owned)
b. Original Certificate of registration and official receipt
c. Photocopy of previous owner's ID and your ID
d. Endorsement from the Insurance Company to the New Owner
e. PNP-TMG Clearance
f. Your Tax Identification Number (Very important)
g. Photocopy of all documents at least 2 copies
h. Php 2,500.00 (For everything including your merienda)

Before going to LTO, you need to have a PNP-TMG Clearance. You need to bring (a), (b), (c), (g) and (h). When you arrive there, one of their "assistants" (seems to be more of a glorified fixer) will approach you then he will ask you to fill up some forms and he will stencil the chassis number and engine number. Then you will pay the amount due at a nearest Landbank of the Philippines. In my case, since ownership will be transferred twice (from Abbott Company→Employee who bought the car→To me), the clearance was worth Php400.00. The clearance will usually take 3 days to be released, unless you would tell the "assistant" to have it rushed. Rushed means you can have it within the day but for an extra cost (you know what I mean... *wink*), which is Php300.00. And as pakikisama sa "assistant" a tip of Php100.00 will do for stenciling and working on the rush service. Voila! PNP-TMG Clearance in 1/2 day and Php800.00

Next thing to be done is going to the LTO branch where your car was originally registered. Bring all of the documents and fund you need (a to h). I arrived at branch just 15 minutes before lunch time so It was just enough to have the engine and chassis number stenciled by an "assistant". Since I went there during my coding day, I can't afford to be delayed because I wanted to finish it within the coding window (10am-3pm). So I asked the "assistant" if there is a way to make things faster (Am I bad?). Of course there is, but for another additional cost. This time it cost me Php800.00 all-in (meaning the extra cost and the cost of the registration). I agreed, and then his friend went inside and worked on my documents even during lunch (sweet). I think it only took his friend only an hour to have my new CR ready for signing by the Head of that branch. However, the head of that branch is late coming back from his/her lunch so it took another 2 hours to wait for him/her. All in all the transfer process in LTO cost me Php900.00 (including Php100.00 for the assistant)

Thus, the whole process totals to: Php 1,900.00

My First Car (Ford Lynx LSI 2003 - Gen3)

I just bought my first car last December 10, 2008 (if I remember correctly).

At first I thought I will be taking things slow in modifying it. So far I have already bought/done the following within 3 months:

1) Change ownership (To prevent sleepless nights)
2) Preventive Maintenance Service at Ford Edsa (Very crappy service)
3) Comprehensive Insurance (Courtesy of BPI-MS)
4) Washover Paint (courtesy of AutoPassion)
5) Leatherette seat cover from Maspro (Banawe)
6) New Rims and Tires (a birthday gift from my loving girlfriend. love you baby!)
7) Indiglo gauges (from wolfracing of Ford Club Philippines)
8) Car wash accessories (TONS of microfiber towels, Car shampoo, Mother's Wax, etc.)

Yeah, it was kinda fast considering these were done in 3 months time so right now I'm broke. But what can I do? I couldn't control the urge pfft (sabi nga nila, kapag nangangati kailangang kamutin hehehe).. =)

Just click the link for more information regarding the items here.